Are you making the most out of your Federal Benefits?

Many federal employees are unaware of opportunities that could impact their retirement income, TSP strategy, FEHB coverage, and survivor benefits.

Get a complimentary review of your:

✓ FERS Pension
✓ TSP
✓ FEHB
✓ Social Security Strategy

Schedule your Federal Benefits Review today.

Get a complimentary Federal Benefits Review

Many federal employees are unaware of opportunities that could impact their retirement income, TSP strategy, FEHB coverage, and survivor benefits.

Get a complimentary review of your FERS Pension, TSP, FEHB, Social, and Security Strategy.

Join us on September 3rd for a Complimentary FERS Benefits Training.

Your federal benefits are too important to leave to guesswork. Join me at a free Federal Benefits Workshop to learn how your pension, TSP, FEHB, FEGLI, and Social Security work together, and discover personalized resources that can help you better understand your retirement options.

How To Allocate Your TSP

Have you ever wondered where you should be allocating your TSP? Which mix of funds is the right mix for you? If you've got questions, I've got answers. Join me for a short 30-minute webinar focused exclusively on how to maximize your TSP.

Retirement isn't just about accumulating assets;  it's about creating a strategy for the years ahead.

At Creutzer Financial, we work with federal employees to help them understand their retirement benefits and develop strategies designed to support their retirement goals.

Whether you're approaching retirement or already retired, we can help you make informed financial decisions and feel more confident about your future.

Are You Asking Yourself These Questions?

• Am I eligible to retire yet?
• How much income will I have in retirement?
• Can I keep my FEHB coverage?
• When should I claim Social Security?
• How should I withdraw money from my TSP?
• Have I completed all of the required retirement paperwork?
• What happens to my spouse if I pass away first?

If any of these questions sound familiar, you're not alone.

Federal retirement benefits can be valuable, but understanding how everything works together isn't always straightforward.

That's where professional guidance can help.

Retirement Planning Designed for Federal Employees

Federal retirement planning involves unique considerations that many financial professionals never encounter.

We understand the moving pieces that impact federal employees, including:

Pension calculations

• TSP distribution options 

• FEHB continuation requirements

• Retirement eligibility rules

• Social Security coordination

• Survivor elections

• Retirement income planning

The goal is simple: help you retire with greater confidence and clarity.

Schedule Your Complimentary Retirement Review Today - we can run multiple reports to help you retire confidently.

• Social Security Optimization Report
• Retirement Income Analysis Report
• Federal Benefits Analysis
• Roth Conversion Analysis
  

Not associated with or endorsed by the Social Security Administration, Medicare or any other government agency.

Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.

The Retirement Analysis gives estimates based on your actual Social Security earnings record. Please keep in mind that these are just estimates. We can’t provide your actual benefit amount until you apply for benefits. And that amount may be different from the estimates provided.

Converting an employer plan account or Traditional IRA to a Roth IRA is a taxable event. Increased taxable income from the Roth IRA conversion may have several consequences including but not limited to, a need for additional tax withholding or estimated tax payments, the loss of certain tax deductions and credits, and higher taxes on Social Security benefits and higher Medicare premiums. Be sure to consult with a qualified tax advisor before making any decisions regarding your IRA.